The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.
Tax treatment varies according to individual circumstances and is subject to change.

Understanding Risk

It is important to understand the level of risk you are prepared to take with your investment. To get your view on risk we will need to understand a number of key factors.

  • Attitude

    Your attitude toward risk

  • Capacity

    Your capacity to take risk

  • Need

    Your need to take risk

Professional Advice and Guidance

The quality professional guidance we will give you helps you through this process. This means we can make sure that our solutions are right for you and that you have all the information you need to make a clear decision.

We can introduce you to worldwide investment opportunities. So wherever you decide to invest, you can be sure your money will be in professional hands.

Our Role

We place your assets in the right name, ownership and tax wrapper so that you can legally and ethically ensure you do not pay too much tax when you want to spend them

Make sure you do not miss out on getting money back that might be owed through tax relief on pension and retirement planning

Save you time and effort by recommending the most appropriate solution

What does Investing mean?

Investment Considerations

Why Invest?

We invest for a number of reasons

  • Specific Purpose

    For the family, child school fees, retirement

  • Personal Savings

    Build a pot of money for later use in life

  • Beat Inflation

    Ensure that you maintain a good standard of living

Before you Invest

We recommend you address the following

  • Reconcile Debt

    We strongly recommend you address any outstanding debt you may have

  • Emergency Funds

    It is best practice to have adequate funds you can access in the case of an emergency

  • Financial Protection

    You have protection in place to cover common risks such as being off work due to sickness or an accident

  • Retirement Income Requirements

    You have provisions in place to maintain your lifestyle when you stop working

Further Considerations

Understanding your needs and requirements

  • Investment Reasons

    What am I investing for; growth, income or both?

  • Other Investments

    What other investment products do I already have?

  • Investment Duration

    How long am I prepared to invest for?

  • Access to Investment

    Do I require, or will I require, access to the money I invest at any time?

  • Tax

    What is my tax position, both now and when I want to take the benefits from my investment?

  • Degree of Risk

    What degree of risk am I prepared to take?

Speak with one of our Financial Advisers …
Call us on +44 7932 266 717

or leave your details and our team will be in touch…