The quality professional guidance we will give you helps you through this process. This means we can make sure that our solutions are right for you and that you have all the information you need to make a clear decision.
The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.
Tax treatment varies according to individual circumstances and is subject to change.
Navigating your choices
Creating a retirement income
There are two ways you can use your pension to do this:
Buy an annuity
Invest in flexi-access drawdown
You can also choose what type of annuity you have
One that pays you a guaranteed income until you die and then stops.
One that pays you a guaranteed income until you die and then continues to your surviving spouse or dependent.
One that stops paying as soon as you die or one that guarantees to pay out for a minimum time, for example five years, even if you die earlier.
One where the income stays the same.
One where the income increases each year.
Flexible Access Drawdown
You don’t make the investment returns you need to support your withdrawals
You withdraw too much too quickly and run out of money. We call this the ‘risk of ruin’.
Speak with one of our Independent Pension Advisers …
Call us on +44 7932 266 717
or leave your details and our team will be in touch…